Plan with Purpose,
Give with Joy —
All Through AI-Powered Tools.
Opto Financial leverages AI-driven insights to help Christians set meaningful goals, practice Biblical stewardship, and cultivate a strong financial future—grounded in an abundance mindset.
Opto is your personal financial coach, helping you build a deeper relationship with God through healthy financial habits.
Opto combines psychology + technology to help you hit your financial goals, focusing on what you can do with your money rather than what you can’t.
Proactively plan for predictable expenses so you focus on how to allocate your fun money.
Align spending decisions with Biblical values, particularly on abundance and good management.
Use AI to proactively budget and adjust plans so you can handle big & small decisions with confidence and clarity.
Save faster for more meaningful goals and experiences so you can spend guilt-free.
Not sure where to start?
Start with community!
Take the first step in your financial journey by nailing down your goals, no matter how big or small they are. Our team with one of our team members today to discuss your goals and priorities and see how Opto can help you.
User Testimonials
“The most personalizable and effective system to track my budget I have used.”
— Jake B.
“I now have legitimate financial goals and the means and motivations to attain them.”
— Tyler H.
“The daily updates and weekly reviews allow me to visualize my spending.”
— Jake P.
Get started today!
You can build a financially secure lifestyle — while enjoying your life.
Opto will teach you healthy habits that fit your needs today and set you up for success in the future.